Self Funded Health Insurance

Protect Your Employees: A Guide to Small Business Health Insurance

Managing insurance needs can be difficult for small businesses. Small business health insurance is important for both employers and their employees. There are a lot of options available. Choosing the right plan is important for the health of your business and your employees. Consider this post your guide to all things related to insurance for small businesses. We're going to cover the most popular kinds of insurance plans, why small businesses should consider offering insurance, and a few tips on how to find…

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Read more about the article Employee Medical Benefits: Self-funded vs. Fully Insured
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Employee Medical Benefits: Self-funded vs. Fully Insured

  All group medical benefit plans fall into one of two categories: self-funded or fully insured. The choice of one over the other should not be made arbitrarily. Each type carries its own set of administrative rules and legal constraints.   What is Self-funding Health Insurance? Under an insured health benefit plan, an insurance company assumes the financial and legal risk of loss in exchange for a fixed premium paid to the carrier by the employer. Employers with self-funded (or self-insured) plans…

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Read more about the article Save On Employee Health Insurance Costs by Self Insuring

Save On Employee Health Insurance Costs by Self Insuring

Self Funded Health Insurance Plans Reduce Company Costs We are often led to believe that risk is bad and nothing good can come of it. It's commonly associated with being a victim of identity theft, loss of property, or losing your invested investment portfolio overnight. This kind of thinking ultimately results in thousands of dollars a month to hundreds of thousands of dollars being wasted annually. These companies that I am referencing in this post are all relatively small businesses ranging from…

Continue ReadingSave On Employee Health Insurance Costs by Self Insuring

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