Business Development Strategies

One of the biggest responsibilities for a business owner is making payroll. Financing your payroll is a method of allowing your company to finance invoices and assets in order to do just that. The success of your business depends on your ability to pay your employees and pay them on time.

Payroll Funding For Small Business

For many businesses, making payroll and ensuring you are always on top of it can be difficult. This is especially true for smaller companies looking to expand. Depending on your specific situation, making payroll may be a stressful and difficult endeavor. With payroll funding, you can reduce this stress and keep your employees happy.

financial reporting
Payro payroll funding with next generation payroll

Introducing Payroll Financing by Payro

Payroll financing by PAYRO Finance is a short-term, unsecured loan specifically for payroll. It is a Line of Credit that businesses can draw against to cover payroll, and like a line of credit, you only pay interest on what you’ve withdrawn.

 At the same time, it is easier to qualify for than a line of Credit or Invoice factoring.

payroll relief

Immediate Relief

Once Approved, you'll have same day access to funding.

flexible payroll fund spending

Flexible Spending

Funding whenever you need it, for however long you need it - even if that's just for a week.

low payroll financing costs

Low Cost

Rates as low as 1.5% and financing up to $500,000. You only pay for the financing you use.


Approval takes approximately 48 hours, and is based on a few basic criteria such as years in business and revenue history.

payroll funding and repayment


You have up to 4 weeks (28 days) to repay the loan, with no early payment penalty.

Frequently Ask Questions

You can apply online by clicking here.

Inquire by email: [email protected]

Contact Payro directly at: 1-833-271-4499

A Payro underwriter will reach out to you within 1 business day to process your application

Documents you’ll need:

-6 months of bank statements (financials are not required). 

Payro will review and analyze your application and will have a decision within 1-2 business days. 

  • You must be in   in business for at least 2 years
  • You must have a minimum of 5 employees


We offer a full money-back guarantee for all purchases made on our website. If you are not satisfied with the product that you have purchased from us, you can get your money back no questions asked. You are eligible for a full reimbursement within 14 calendar days of your purchase.

After the 14-day period you will no longer be eligible and won’t be able to receive a refund. We encourage our customers to try the product (or service) in the first two weeks after their purchase to ensure it fits your needs.

If you have any additional questions or would like to request a refund, feel free to contact us.

You will only be funded up to your credit limit amount. 

Yes, if payments are up to date, you can request funding to to your credit limit. 

Yes. You can change to any time within a four week period. 

Knowledge is Power

Get informed with insights and resources from NexGen Payroll.

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