Get Your Free Estimate

Payroll, HR & Business Protection Quote

Answer a few quick questions to receive a personalized estimate for payroll, HR technology, employee benefits, retirement planning, and business insurance — all in one place.

Guided Quote Builder

Takes about 3 minutes. Your quote is sent directly to your email.

1. Company
2. Payroll
3. Services
4. Insurance
5. Workers Comp
5. Quote
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Company & Contact Information

Tell us about your business so we can build an accurate estimate for you.

Payroll Setup

Select your payroll frequency and workforce details. W-2/1099 processing and state filing are automatically included.

* Please select a payroll frequency to continue.

Year-End — Auto Included
W-2 & 1099 Processing$5.00 per person based on W-2 and 1099 counts.
State Filing — Auto Included
State Filing Support$50 per state based on your payroll states.

Payroll & HR Services

Select the services you'd like included in your estimate.

Business Insurance — Property & Liability (1 of 2)

Choose any coverage you'd like a quote on, or would just like more information about. Pick as many as you like, or skip ahead.

Business Owners Policy

Bundles property, liability and loss of income into one policy.

Benefit: One package usually costs less than buying each coverage separately.

Commercial Umbrella

Extra liability limits that kick in when your other policies max out.

Benefit: Protects your business assets from a large lawsuit or judgment.

Commercial Auto

Coverage for vehicles and drivers used on company business.

Benefit: Covers business driving that personal auto policies often exclude.

Professional Liability

Errors and omissions coverage for mistakes in the services you deliver.

Benefit: Covers claims that your work or advice cost a client money.

Business Insurance — People, Data & Workers Comp (2 of 2)

Choose any coverage you'd like a quote on, or would just like more information about. Pick as many as you like, or skip ahead.

Employment Practices Liability

Defends against employee claims like wrongful termination, discrimination and harassment.

Benefit: Pays legal defense costs and settlements, even for claims without merit.

Cyber Risk & Data Breach

Covers the cost of responding to data breaches and cyber attacks.

Benefit: Helps pay for customer notification, data recovery and downtime.

Directors & Officers Liability

Protects board members from personal liability for management decisions.

Benefit: Keeps your leaders' personal assets safe from lawsuits over company decisions.

Workers Compensation

Required in most states, covers medical costs and lost wages from work injuries.

Benefit: Takes care of injured employees and helps shield the business from injury lawsuits.

👍 You asked for a Workers Compensation quote — we'll add a short Workers Comp section after these questions so our insurance partner, E-Comp, can prepare an accurate quote.

Retirement Planning — 401(k) & Tax Credits

A retirement plan helps you attract and keep good employees.

Are you interested in offering or reviewing a 401(k) retirement plan for your employees?

💡 Did you know? Business owners who offer a 401(k) plan may qualify for significant government tax credits that can cover up to 100% of plan startup costs, plus additional technology credits that cover the cost of 401(k) administration software. Are you interested in learning more about these programs?

Life, Disability & Business Overhead Protection

Protect your people — and your business — if someone can't work.

Do your employees and business owners currently have life insurance in place?

Would you like to learn more about life insurance options for your employees and ownership team?

In the event of an injury or illness, is your income — or your employees' income — guaranteed if you or they cannot work?

Would you like to learn more about disability and income protection options?

💡 Business Overhead Expense (BOE) Insurance covers your business's operating expenses — like rent, utilities, and staff salaries — if you become unable to work due to illness or injury.

Would you like to learn more about Business Overhead Expense Insurance for your company?

Health Insurance

Last question on this step — then we'll show your estimate.

Are you interested in exploring affordable health insurance options for your employees?

Do you currently have a health insurance plan in place for your employees?

💡 Did you know? Level funded and self-funded health insurance plans can return unused premium dollars back to your business at the end of the plan year if claims are lower than expected. Most traditional plans keep that money.

Does your current health insurance plan return premium back to your business when claims are low?

Workers Compensation Quote Details

These are the details underwriters need for an accurate workers comp quote. Your answers go straight to our insurance partner, E-Comp, who will follow up with your quote.

* Required

Business Details

Business Locations

Operations

Owners & Contractors

Do Owners Want to Be Included or Excluded From the Policy? *

Coverage & Claims History

Employees & Payroll by Job Type *

List each type of work your W-2 employees do (not including owners). Workers comp is priced by job type, so this is the most important part of an accurate quote.

Job Title / Duties# EmployeesEst. Annual Payroll
Total0 employees · $0.00

Your Estimated Quote

Based on your selections. A representative will follow up to confirm final pricing.

Estimated Monthly Total
$0.00
Estimated annual investment: $0.00
One-time setup fees: $0.00

Cost Breakdown by Service

Monthly cost for each selected service:

    What Happens Next?

    Based on your selections, you can expect to hear from the following Next Generation Payroll associates within 1-2 business days:

    Submit Your Quote Request

    Click below to submit. You'll receive a copy of this estimate by email and our team will follow up shortly.

    This is a budgeting estimate. Final pricing may vary based on implementation complexity, insurance underwriting, benefits setup, and custom service requirements.