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State Disability Insurance Laws

State Disability Insurance Laws Only a few states require employers to provide disability insurance coverage to employees for non-work-related illnesses or injuries. Currently, there are state-mandated disability insurance requirements in California, Hawaii, New Jersey, New York and Rhode Island. Disability insurance provides wage replacement benefits for employees who are unable to perform their jobs due to non-job-related illnesses or injuries. While most states do not require employers to provide disability insurance coverage for their employees, there are currently five states that require…

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