Understanding Different Types of Life Insurance

Understanding Different Types of Life Insurance Life insurance is one of the most common employer-provided benefits. This article covers the basics of life insurance and the different types employers can offer to employees. Types of Life Insurance Life insurance is divided into two categories: term (including group term life insurance) and permanent (also sometimes referred to as whole). Term life insurance Group term life insurance has a specified coverage period (term), but can usually be renewed or converted into a permanent policy at…

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